DAPORIJO : The District Consultative Committee (DCC) and District Level Review Committee (DLRC) on Friday reviewed the banking performance and implementation of government-sponsored credit schemes in Upper Subansiri district, besides unveiling the Annual Credit Plan (ACP) 2026-27.
The meeting, held for the quarter ended March 2026, was chaired by Upper Subansiri Deputy Commissioner Tasso Gambo and attended by representatives of banks, the National Bank for Agriculture and Rural Development (NABARD), line departments and other stakeholders.
Reviewing the district’s banking performance, the committee noted that total deposits increased from ₹61,332.07 lakh in December 2025 to ₹73,497.36 lakh in March 2026, while total advances rose from ₹39,155.89 lakh to ₹40,841.68 lakh during the same period. The district’s Credit-Deposit (CD) Ratio stood at 55.57 per cent as of March 31, 2026.
The committee reviewed the implementation of the State Government’s flagship schemes, including Atma Nirbhar Krishi Yojana (ANKY), Atma Nirbhar Bagwani Yojana (ANBY), Atma Nirbhar Pashu Palan Yojana (ANPY), Atma Nirbhar Matsya Palan Yojana (ANMPY), Atma Nirbhar Plantation Programme Yojana (ANPPY) and Deendayal Upadhyay Swavalamban Yojana (DDUSY).
Members also reviewed the progress of the ACP, agriculture and Micro, Small and Medium Enterprises (MSME) lending, Priority Sector Lending, Kisan Credit Card (KCC), Prime Minister’s Employment Generation Programme (PMEGP), Pradhan Mantri Mudra Yojana (PMMY), Self Help Groups (SHGs) and Social Security Schemes (SSS). They stressed the need to improve credit flow to priority sectors, weaker sections and PM-Kisan beneficiaries to promote inclusive economic growth.
The meeting emphasised strengthening financial literacy and public awareness on banking services, digital financial transactions, government-sponsored credit schemes and responsible borrowing, particularly in rural and remote areas. Members resolved to intensify financial literacy programmes through coordinated efforts by banks and line departments.
The committee also discussed preparation of the Potential Linked Credit Plan (PLP) 2027-28 in coordination with NABARD. During the meeting, Upper Subansiri Deputy Commissioner Tasso Gambo formally unveiled the ACP 2026-27, which will serve as a roadmap for enhancing institutional credit flow and supporting inclusive economic development in the district.
Issues relating to Non-Performing Assets (NPAs) and Bakijai cases also came up for discussion, with members stressing the need for coordinated efforts to improve loan recovery while ensuring timely credit support to eligible beneficiaries.
In his concluding remarks, the Deputy Commissioner called upon banks and line departments to work in close coordination for effective implementation of government schemes, timely credit delivery and greater financial inclusion. He emphasised that enhanced institutional credit, particularly for agriculture, MSMEs, SHGs and rural entrepreneurs, is vital for the socio-economic development of the district. (DIPR)
